You must be a Summit member to apply. All terms and conditions may change at anytime without prior notice. 100% financing available on car loans. Whether personal or business, we'll help you manage your money. To obtain the best home loan rate, shop around with multiple lending institutions. This calculator assumes that the loan-to-value of your refinance will not exceed 80%. The Summit’s loan programs, rates, terms. The rates shown are the best rates available. Anyone can join Summit Credit Union, and once you're a member, you're a member for life. MORTGAGE RESOURCES. All rates quoted are based on a purchase of a single family, primary residence for properties located in Genesee, Livingston, Monroe, Ontario, Orleans, Seneca, Steuben, Wayne, Wyoming, and Yates Counties in the state of New York that have a 96.5% loan to value (LTV) and at least a 680 credit score with a 60-day rate lock period. Salaries posted anonymously by Summit Credit Union employees. It's the 2nd largest credit union in Wisconsin with assets totaling $4.24 Billion and providing banking services to more than 203,000 members. The current offered rates 6 are: 15-Year Repayment Term: between 6.00% and 11.00% APR Loans are subject to credit approval and certain limitations may apply. The rates shown are the best rates available. The Summit’s loan programs, rates, terms, and conditions are subject to change without notice. Home; Resources and Tools. Member Service (585) 453-7000 | (800) 836-SFCU Corporate Headquarters The Summit Federal Credit Union Canal Ponds Business Park 100 Marina Drive Must be 18 years of age or older to apply. If you’re looking to get the best mortgage rate possible, there’s a good chance you’ll find it at a credit union. Ideally, you want a price that's at least equivalent to, or even better below, the existing average price for the loan product you're interested in. “On average, credit unions offer lower rates on mortgage loans,” says Long. Will likely pay a lower interest rate over the first 10 years of your loan (vs. a fixed rate loan) No mortgage insurance with equity or a down payment of at least 10% And like every Summit mortgage, your loan will be serviced directly by Summit The Annual Percentage Rate (APR) for our student loan refinance program is fixed 5 for the life of the loan. love your mortgage Set up your auto-pay with a United checking account and get a 0.125% 1 discount on your rate.. Our goal is to provide the highest level of service at competitive rates. It's the 2nd largest credit union in Wisconsin with assets totaling $4.24 Billion and providing banking services to more than 203,000 members. As of 03/17/2020, the Prime rate was 3.25%. Rates as low as 8.25% up to 60 months: Share Secured: 3.50% -- (Certificate Secured 2% above CD Yield) Visa Credit Card: Rates as low as 10.75%: Holiday & Vacation Loans: Rates as low as 10.00% for up to 10 months: Handi/Cash Loan: 39% with a 5% advance fee -up to $500 for 90 days It's the 2nd largest credit union in Wisconsin with assets totaling $4.24 Billion and providing banking services to more than 203,000 members. Rates apply to new money only. 30, 20, and 15 year fixed mortgage loans will transfer servicing to an investor. All mortgage programs at The Summit Federal Credit Union require credit and property approval. You must be a member of The Summit FCU to take advantage of its products and services. Your savings are federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. ... Mortgage Rates. Your savings are federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. If you have questions about the home loan process, credit requirements, down payment needed, etc. Loan Payment Examples: Signature Loan: $5,000 for 36 months at 6.25% APR = $153.07/mo. Apply Now. You must be a Summit member to apply. 1 If refinancing a Summit Auto Loan, you must increase the outstanding loan balance by at least $1,000. All terms and conditions may change at anytime without prior notice. Kim M. Campbell-Peters, a Mortgage Account Executive with the Summit Federal Credit Union, has been in the mortgage industry since 1990. 1-4 family properties located in New York State multiple lending institutions student loan refinance program fixed. If applicable ) and the Equal credit Opportunity Act our student loan refinance program is fixed 5 for the of. An investor mortgage, usually at a lower rate, shop around with multiple lending institutions Percentage (... The 2nd largest credit Union in Wisconsin with assets totaling $ 4.24 Billion and banking... 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