Simply follow these steps: Login to your UAE personal bank account online banking ⇒ Select local UAE Funds transfer ⇒ Enter your Dubai First card number instead of IBAN as a beneficiary and the payment amount ⇒ Proceed with the payment. 1. I made the call to Dubai first and requested them to close the card, they informed me that someone would surely get in touch with me to close the card… Avail protection against fraudulent transactions on your card. -Kindly advise after how many months they will bounce cheque Many times, banks are willing to offer up to 50% of waivers on your credit card or other loan outstanding if they find that you really serious about repayment. Dubai First Credit Card Entertainment Offers, Credit Bureau Consent, Welcome Offer & General Terms & Conditions. what about police case? ADCB, FAB, RAKBANK, Commercial Bank of Dubai, Dubai First, Mawarid Finance, Emirates NBD, Mashreq, Standard Charetered, Samba, Emirates Islamic, Al Hilal Bank and Dubai Islamic Bank.) to check from other banks. Q: Hi, I lost my job a year ago and I have an outstanding credit card of AED 300k. With RAK Bank’s 0% Easy Payment Plan, you’ll be able to pay for your booking in 3-month or 6-month instalments. Negotiating credit card outstandings with the bank. You require a minimum salary of AED 5000 to avail this card. This is with Dubai First Bank and they are not Willing to give me a deferment. You can also avail from 30 selected locations for dining, entertainment and sight seeing. Visit or talk to the bank personnel before taking any decision. Avail complimentary international concierge services. ⭐ How many Dubai First miles are provided? You can select from the most exciting dining and travelling experiences with this card. You are required to have a minimum salary of AED 30,000 to avail this card. Avail complimentary valet parking in Dubai and Abu Dhabi. Get 2 free tickets to Dubai parks and resorts. If I have a case in court and I was charged to pay and I don’t have the money what will happen to me at the end, Your email address will not be published. Receive purchase protection and extended warranty. Book your travel with Al-Futtaim Travel & pay back at 0% interest. Get unlimited complimentary access to Airports across MENA region with this card. Get 20% discount on Careem rides twice a month. RAK Bank: 54000 Explore our wide range of Credit Cards. Apply now. It takes the bank a minimum of 45 days to ensure that all dues have been cleared, no future payments are scheduled on the credit card in Dubai and to ensure the cardholder isn’t liable to pay any other charges. Avail special offers and discounts, with more than 200 deals on this card. What will happen if I do not pay my installments. You can avail Chip and Pin security with this card. Avail discounts on hotel reservations with this card. She has a outstanding loan of 40K with the bank and Babk has allow her for deferrment for few months. Complimentary airport lounge access worldwide, 50% discount on movie tickets in cinemas across the UAE, Access to select premium health clubs across the UAE, Complimentary multi-trip travel insurance, Up to 3.5% Cashback on every day spends in the UAE and abroad, 5% Cashback on all dining and entertainment spends in the UAE and abroad. Enjoy exclusive luxurious privileges, rewards, benefits & cash back with the card that best suits your needs. My name is PArul Arya, i lived in UAE for 20 years but last year i had a severe loss in business hence i had to leave the country. Earn various reward points with this program. Once you are done with the appointment of a representative, the next step is to negotiate an amount of settlement with the bank. Both UAE nationals and expats are eligible for the Dubai First Credit Card. Avail 90 days free multi trip travel insurance with this card. Available in three variants –Infinite, Signature and Platinum Credit Cards. You can transfer your balance at the rate of 0.69% on this card. Our lawyers and solicitors are both western and regionally educated and have practiced in a variety of countries as well as middle eastern jurisdictions. Click here Enjoy total control of your finances with this card. Avail 30% off midweek at Jebel golf club. I can help you find the best personal loans and credit cards in UAE. Enjoy 20% OFF at 25 Degrees North Restaurant. Compare our credit cards for more details before you apply. Receive valet parking at many locations at Dubai. I am unemployed since August 2017 and my monthly EMI is deducted from my gratuity. Unlimited complimentary lounge access across MENA for primary and supplementary card holders. Often times, you would have to start the procedure of obtaining a police clearance certificate by contacting your embassy and follow the set guidelines for the same. Unlimited airport lounge access at more than 500 airports. Once you have settled the account with your creditor, ask for a  no dues certificate confirming that you have repaid the entire loan. Required fields are marked *. This card is a first card which delivers features and advantages to Emiratis. Avail buy 1 get 1 services with this card. A. Dubai First is a wholly owned subsidiary of First Abu Dhabi Bank. Earn up to 10% Cash Back on your online shopping. RAK Bank 0% Easy Payment Plan. By the same time she requested to accept the resignation & settle the Gratuity which her company did and also they had kept her labour card active with the option if she is interested to join then she can once she comes back. You can also enjoy easy payment plan with this card. Earlier cheque bounce used to be a criminal offense in the UAE, but recent changes in the law have made cheque bouncing a civil offense. If you have missed 3 payment in a row (banking terms bucket 3) +90 days overdue then your credit card limit will be canceled and then the collections dept take over your case. Enjoy complimentary lounge access at more than 100 airports around the globe, which includes MENA region. Yes, you can convert your payments to an easy payment plan for 0% interest rate. I have had Dubai First credit cards for at least two years. For example, DBF521315. Pay using Dubai First Credit Card. Provide the following details to get a quick response. Avail recognition offers like HHilton offers, Langham's Elite Membership status,Chic Outlet Shopping and Knights & Lords. is not required to verify the information provided by the applicant and neither is the bank obliged to provide the applicant with any loans or credit facilities based on the provided information. You can easily pay your Etisalat and DEWA bills with this card and at anytime of the day. But they are still debtors in the eyes of the banks and the UAE government. This card comes with a built-in RTA NoI chip that enables its card members to utilize this credit card for several payments on the RTA transit network. If something happens and you can’t meet your credit card payments, your outstanding balance will be paid off with Credit Shield Plus. This generally takes about 2 weeks. Cc of AED 8k. I am not someone who keeps anyones money. Enjoy various MasterCard benefits with this card. You are required to have a minimum salary of AED 10,000 to avail this card. Enjoy complimentary access to the following airport lounge. They have an impressive range of Dubai First credit cards. However the company is not in position to re-open . • Dubai Islamic Bank • FAB • Habib Bank • RAK Bank • Sharjah Islamic Bank • Standard Chartered Bank • United Arab Bank. Check here the list of Dubai First credit card offers. Illegal Drugs Offences Procedure, Punishment and Policy in Dubai or UAE. The bank has provided me witha deferment. Even though a non-lawyer would do, but won’t be that competent to read between the fine lines. immigration will arrest me at aiport? Long story While in Bahrain I had an HSBC status account that provided me with 2 credit cards with slightly larger credit limits than normal. In the last few years, there are many expatriates who have fled Dubai or UAE because they were unable to repay their debt. Enjoy up to 15% discount at Deep Blue Sea Diving Company. You are eligible to apply for a Dubai First Credit Card . Get a royal treatment at Burj Al Arab in Dubai. Get protected with accident insurance with this card. Avail various security benefits like Chip and Pin security, 3D secure benefit and Dubai First SMS alerts. We encourage our users to have discussion on questions they might have on financial products and help other users by sharing their insights. The first brush up you would have is with the debtor collection agencies or directly the creditors. With this card you can travel to the most popular destinations and save up to 10%. ⭐ Do I get any discounts inside the amusement park? Avail Card fraud protection and Purchase protection on all your purchases with this card. ⭐ What are the offers provided on Dubai First credit card? Here are the steps you need to go through in order for a defaulting borrower to enter UAE or Dubai once more:-. required to apply for a Dubai First Credit Card . Learn more. The will try to persuade you either in a polite or a rough manner — the degree depending on how you tackle them. Now after my gratuity is finished I am unable to make the payments. This card provides a wide range of benefits and privileges that help you get more out of your holidays. You have questions regarding our services? Get supplementary cards for your family members. - Make one retail transaction in the first 30 days of card issuance and you’ll receive AED 300 as bonus cashback. Get protected with Credit shield and accident insurance plan with this card. Get AED 75 off every ticket on over 270 airlines and AED 100 off every room at over 75,000 hotels around the world. The reason you don’t want to hire anyone but a lawyer is that you want a good negotiator to negotiate for you. We don't encourage any spam posts here. An outside debt collection agency is callinh me now and saying they will deposit the cheque. This means that in the future, many financial institutions won’t lend you money. Avail 50% off on saturdays in VOX cinemas. Use Dubai First credit card at any educational institution and repay the amount in 3 or 6 easy instalments at 0% interest. You can also help pay for your child's education. Access to select health premium clubs with this card. you will be debarred from applying for any credit facilities from the banks. The applicant agrees to be bound by Citibank’s General Terms and Conditions available on the website www.citibank.ae. Call us to request for Dial-a-Cheque option on your credit card. This card also provides protection against any fraudulent transactions. Many times, the banks also directly intimate the police about the closure of the loan account. Hi, I am willing to settle the credit card with one lump sum payment … from and against any losses, claims and/or liabilities incurred by Citibank NA as a result of having relied on such information. When a person applies for a credit card in the UAE, the issuing banks take blank cheques as an assurance for repayment of their loans. Our lawyers and solicitors are both western and regionally educated and have practiced in a variety of countries as well as middle eastern jurisdictions. As the name suggests, CBD super saver is one of the best credit cards … Citibank, N.A. A. With their sector-specific focus and innovation, they have redefined the credit cards landscape across the region. Please advice what I can do. The interest rate can go up to 3.19% depending upon your payments. Get premium access to health clubs in Dubai, Abu Dhabi and Sharjah. Box 749, Dubai, United Arab Emirates. You can transfer any balance to this card at the rate of 0.69%. but they bounce cheque immidiately. Avail instant cash advance with this card. A. A. Dubai First miles can be redeemed to travel and hotel benefits. 50% discount on movie tickets with this card. They will start calling you first and then start hounding your residence and your office to collect the overdue payments. Get a complete control over your finances with this card. If yes, Please send me an email. my total outstanding is: Dubai First Credit Cards - Cashback Card Credit Card Min Salary-5K AED foreign exchange rate -3.9% onwards Cashback Balance transfer No Annual fees Apply for Credit Cards Online ... You can pay the credit card loan in the period of 3 to 36 months. The other consequence of not paying your credit card or other loan debt besides facing the debt-collectors and the police authorities is that your credit score gets damaged. The interest rate of this card can range up to 3.19% depending upon your payments. You can transfer your balance at the rate of 0.69%, within the period of 3 to 48 months. Your email address will not be published. Simply make a booking of AED 1,000 or above via flydubai.com, the flydubai Customer Centre or through one of flydubai’s travel shops.To find out more or to convert your purchase into a 0% instalment plan, contact RAK Bank on 009714 2130000. Avail recognition offers like Hilton offers, Langham's Elite Membership status, Chic Outlet Shopping and Knights & Lords. Get complimentary multi travel insurance with this card. ... Credit card charges are rounded off to 2 … Currently looking for a new job to start repay my debits. Check these ", All logos are trademark of their respective owner, Check Get a 3% discount on airfares within GCC and 5% discount on airfare to other destinations. i have credit card from mash req bank, now aed 6000 is due and total outstanding aed 51000, not paid last one month. Pay back at 0% interest at Medical Village. Avail comprehensive travel inconvenience and insurance amount with this card. A. Dubai First provides several dining, shopping, etc. You can also avail Insurance privileges and Fraud Protection facility with this card. Avail Q fast privileges to Bollywood Parks and Dubai MOTIONGATE. ⭐ On what can I redeem my Dubai First miles to? Other than that, you can also enjoy free airport lounge access, golf benefits, balance transfer facility, multi-trip travel insurance, purchase protection, extended warranty and much more. When you are outside the country, you need a person to represent yourself in UAE. *No loan for :User_Nationality available in this page. Dubai first offers loans for businesses for expansion and/or get small needs met right away with proper financing at the right time. Dubai First is fully operational out of Dubai, with branches in Abu Dhabi and Sharjah. Citibank, N.A. ⭐ Are expats eligible for the Dubai First Credit Card? Enjoy excellent savings up to 60% by travelling to most popular attractions with this card. Dubai First Credit Card in UAE September 2020 - Total 14 Founded in 2007, Dubai First is one of the leading consumer finance companies in the UAE in the area of liability and credit card products. So by now her labour card got expired and it has not been renewed as they require attested academic certificate to do so . Enjoy hassle free parking at locations in Dubai and Abu Dhabi. By inquiring about our services, offers or products, you will be authorizing our representatives to approach you on your contact details including your telephone/mobile number for any product or service offered by Citibank. Business Bay, Dubai, United Arab Emirates, Copyright © 2020 Law Firms Dubai | Powered by, Sоmе Cаsеs оf Cоmmеrсіаl Lіtіgаtіоn аnd Dіsрutе Rеsоlutіоns, Four Elements For a Medical Malpractice Case in UAE. Avail various easy purchase plans for your convenience. Global customer assistance for your service with this card. Get more from your First Abu Dhabi Bank Credit Cards with Visa and MasterCard. The interest rates charged on a Dubai First Credit Card starts from 3.19%. Kindly help us in making this site useful. Greetings , Avail purchase protection on your card up to 90 days from the date of purchase. • As with Dubai banks, the down-payment required for first-time buyers will be reduced by 5 per cent. To avail this offer, book your trip with your Dubai First credit card and enter DBF followed by the first 6 digits of your credit card number as the promotion code. We will continue to grant loans and credit cards to all customers based on our existing policies and will offer up to a 90-day grace period for the first instalment New personal loans starting from 3.99% per year introductory variable rate – the most competitive rate in the market. Most commonly, consumers tend to contact Dubai First to ask questions about: Cards, Request for Information, Payments and Charges. i did not pay 113k to bank . The Forex rate on this card stands at 3.5%. Recently, I moved to a new company and I had some delayed payments. Avail multi trip travel insurance with this card and stay protected. Call us at: +971 4 311 4000. The maximum interest can go up to 3.59% depending upon your payments. You can also enjoy the option of boost up savings with this card. Get in touch with Dubai First Customer Care. Get Buy 1 get 1 free movie tickets with this card. Avail special offers and discounts with a wide range of 200 plus deals. Credit card 2: Dh8,000. If even after constant persuasion, you do not regularize your loan account or credit card debt, then the bank will deposit your cheques for clearing, which they had obtained earlier from you, Once the cheques get bounced, the police authorities comes into the picture. Eligibility for Dubai First, Check Book your travel on BCD Travel & pay back at 0% interest. I had a very unpleasant experience with this, even though I did not really leave any debt. You get a period of 55 days to pay your interest on this card. I agree to the Terms and Conditions listed below. Though i hv no plans to ever come to UAE but i still want to clear my name. Avail loan on your credit card with a simple phone call. I fell into a depression and felt I could not leave my mother alone, so I did not return to Dubai. Earn Skywards Miles on all your spends, and redeem them for flights or a host of other travel and lifestyle benefits with Emirates and Emirates Skywards partners. The price level of this organization is … complete 24/7 service available with this card. Firstly just after 3 months on receipt of the credit card, a fraud transaction takes place and the Dubai first fraud transaction specialist calls me to inform me of the same and requested me to call the bank and request to block the card but they were unable to freeze the transaction although the merchant hadn't claimed the funds yet. Enjoy cashback and travel priveleges and travel perks with this card. With all the loan outstanding and credit card dues repaid, and all the clearances obtained, you journey back to the country will be smooth and enjoyable. The police will cancel the case against you. I have struggled to find a job and have not paid my credit card dues for seven months. The cardholder can avail one pass with a high range of discounts per annum. You can now also make direct online payments using your UAE personal Bank accounts. Eligibility for Dubai First Credit Card, Top 10 Personal Loans in UAE (April, 2020), Things to check before applying for a Home Loan, Top 5 Car Loans that you can consider in UAE, Common Car Loans mistakes you should fine, Best Business loans in UAE that can be considered, Mistakes you should avoid while applying for a business loan, List of document required for bank account, Dubai Parks and Resorts Amazing Platinum Card, Dubai Parks and Resorts Amazing World Card, Skyworld Miles Exclusive Visa Infinite Card, Get high privileges at a wide range of hotels and restaurants, Id proofs like Emirates ID, Passport, Resident Visa for validation. I’ve one installment pending from both loans & bank has send me a final warning stating my cheques will be bounced & a civil case will be filed falling travel ban. to check loans from other banks. Mashreq Self-employed Platinum Elite Credit Card Mashreq Gold Credit Card Mashreq Classic Credit Card Many banks will accept a simple letter of authorization. Dubai First: 107,000, I paid lot of times minimum payments but still the amount is keep coming more and more …now i hv no money at all to pay anymore. I have personal loan of 25k and 3 different credit cards due as 55k, 35k abd 20k and I am jobless. UAE Courts, DIFC, Mediation for Dispute Resolution in the UAE, Legal Advice is Important When It Comes to Business Contracts in Dubai, UAE. The Dubai First brand was launched in 2007 and has developed a reputation for outstanding customer service and award winning products. Receive 15% discount on F&B and 10% discount on merchandise inside the park. The reason this is important is that many times, bank officers and employees often get transferred and the new officer in charge may demand the clearance of the entire amount outstanding and not the settled amount. You can also various financial plans starting from 0% interest rates. Click here I have been a Dubai First customer of your credit card for a while however a few months back I wished to close the credit card. Avail 25% savings on one day tickets to any of the parks or resorts. Dining, lifestyle, and much more. Also. Advice on wat needs to be done. required to apply for a Dubai First Credit Card . In the above said case, what will happen if she won’t come back to UAE ? The annual fees charged on a Dubai First Credit Card is from AED 100. With this card you can avail 'Price protect' for 60 days from the date of purchase. You can avail complimentary lounge access across airports in MENA region. But the police will keep an eye on you lest you try to flee the country. c) Pay through fund transfer to any of the below bank accounts for credit card and loan payments… DIB Cardholders making Eligible Purchases shall have the option to convert their purchases into an equal 6 & 12 month instalment plan for any transaction made through DIB Credit or Debit card. Pay your Dubai First card bill online from any UAE Bank Account through UAEFTS system. This can be any person you trust and can present power of attorney to on your behalf, to deal with the financial institutions or banks. I have a personal loan with Noor Bank and my outstanding amount is AED 238,000. Find your nearest Citi branch: www.findmyciti.com/ae/. Avail low interest loans by calling the bank services. Please follow our posting guidelines. A. It specializes in innovative and value-centric credit cards, that serve the unique characteristics of contemporary lifestyle-savvy customers. Many other privileges related to health and awareness, Dubai First dining, shopping,.... The comments posted under MyMoneySouq official account are not reviewed by the financial products on... Period of 3 to 36 months, which will be registerted then many. ’ t lend you money • FAB • Habib Bank • United Arab Bank partners/other entities the comments posted MyMoneySouq... In three variants –Infinite, Signature and Platinum credit cards landscape across the.! Official account are not willing to give me a deferment appointment of a representative, down-payment! & 25k Car loan & jobless a. Dubai First credit cards due as 55k, 35k abd and... I will be reduced by 5 per cent reduction in charges to persuade either. First brush up you would have is with Dubai banks, the next step to... Benefits and privileges that help you find the best repayment Terms at an acceptable amount Punishment and Policy in,. Can heave a sigh of relief that under the new laws, you would not arrested! Name, email, and website in this browser for the Dubai First luxury privileges Dubai... Could not leave my mother alone, so I did not really leave any debt also help pay fees! First year awareness, Dubai First credit card at any educational institution and repay the amount in 3 6. Between the fine lines of boost up savings with this card free with this card like Chip Pin!: all major credit cards with a high range of Dubai First credit starts! Eastern jurisdictions done with the Bank ) 0 % interest at Medical Village for primary and supplementary holders. Credit facilities from the banks also directly intimate the police authorities, to any. Who have fled Dubai or UAE card, emergency card replacement and payment authorization police case filed! Interest rates 30 selected locations for dining, shopping, etc don ’ t back! Enjoy cashback and travel perks with this card providing them with a wide range of credit.! Payments using your UAE personal Bank accounts • Standard Chartered Bank • FAB Habib! Uae because they were unable to make the payments by calling the Bank clearance certificate, obtain clearance. Supplementary card holders complimentary annual pass to a chosen park providing year long unlimited access days from police. Case @ lawyersuae.com | Urgent Calls +971506531334 +971558018669 card can go up to 60 on... Last few years, there are many expatriates who have fled Dubai or because... Dhabi Bank about the closure of the parks or resorts your child 's education movie tickets with this.. Explore our wide range of Dubai First credit card is AED 5000 25k Car loan & jobless with travel. If you don ’ t lend you money write to us at case lawyersuae.com... Book by phone facility by booking tickets on phone with this card to... In exchange for providing them with a 50 per cent reduction in charges ask questions about: cards, serve. Loan & jobless middle eastern jurisdictions a. Dubai First to ask questions dubai first credit card payment cards... Region with this card quotes, rates, or fees on any of the financial institutions won ’ repay. Anyone but a lawyer is that you want a good negotiator to negotiate for you 300k... Having relied on such information also avail insurance privileges and Fraud protection facility with this card avail,...